Legit Online Cash Games

There are so many real money casinos on the web that it can be difficult to know which one to choose. That’s why websites like this exist.

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Luckily, our team of experts has decades of experience in the industry and is trained to spot rogue casinos as well as world-class ones.

We’ll explain to you how we pick the best online casinos for real money to recommend, how the various games work and your chances of winning them, whether or not you can gamble for real money for free, and we’ll answer some frequently asked questions about real money gambling.

The casinos listed below all have:

• Top-Quality Graphics and a Large Variety of Games Available
• Excellent Ratings for Safety and Security
• Proven Real Money Payouts

Best Real Money Casinos by Location

If you’re unsure if the above accept players from your country, don’t worry; we still have lots of top-rated online casinos for real money which we can recommend to you. There are also some we definitely won’t recommend, and we want you to be aware of those, too.

It’s crucially important to pick a real money casino which accepts players from your country for a few reasons.

First, it’s possible that your government has some sort of minimum standards a casino needs to meet. That’s definitely the case if you’re from the UK or some other European countries.

Second, you don’t want to face unnecessary restrictions such as not being able to claim bonuses, not being able to play some games, or not being able to sign up at the given casino you have spent time researching.

Finally, this will help you stay on the right side of the law. Some countries prohibit players from their countries from signing up at anything other than state-sanctioned online casinos. While these laws are difficult to enforce, they do exist in some countries.

Take a look at some of the regions listed below. If you’re from there, click on the relevant button to see a list of online casinos for real money which accepts you.

Beating the House Edge

Every online casino game has a house edge. This is the casino’s built-in advantage and means that it’s mathematically guaranteed to make money over a long enough timeline.

In the long run, you honestly can’t beat it. It’s pure mathematics. Ever heard the saying “the house always wins”? Well, it does!

However, that doesn’t mean you can’t win in the short term. If everybody lost at online casinos constantly, it wouldn’t be long before people stopped playing at them. The fact is, some people do win real money at casinos.

While the majority of winners will simply double or triple their money and walk away after having had a great time, there are some crazy stories of life-changing wins that enter the realm of the almost unbelievable. If they weren’t documented, they might seem like fiction.

A Spin from Heaven

One such example is the story of the biggest online slots jackpot ever won. A British soldier playing Mega Moolah slot won £13,200,000, which shattered all existing records and hasn’t been topped since. Best of all, he won it with a £0.25 spin.

That’s just one headline story. There are many more, and it’s no coincidence that video slots are involved in many of them. If Lady Luck is going to visit you and then change your financial destiny, there’s a good chance that this type of huge win will come while playing slots.

These colossal wins aside, we’ve all heard stories of people winning enough to buy a house while playing poker, paying off debts after a great night at the blackjack tables, or going on a roll while playing roulette and buying something they’ve always dreamed of afterwards.

Even when these insane wins happen, the casino still makes money because of house edge. The majority of players won’t win, and you can be sure that over the long run the casino makes a percentage no matter what.

Not All Games Have the Same Edge

It’s important to recognize that house edge is not a fixed number across all games. Different games have different math involved in them, and understanding this can be the key to winning more often.

It’s widely accepted that some variants of video poker have the lowest house edge, whereas keno and lottery games have the largest house edge, meaning the worst odds for you as a player.

We’ll talk a little later about the odds of various games and their pros and cons. For now, just be aware that not all games are mathematically equal. There are some you have a much higher chance of winning than others, and there are some in which you have a greater degree of control over the outcome as compared to games of pure chance.

Safety and Legality

It’s essential to know how to stay safe while gambling online. There are a few potential pitfalls which you may not be aware of if you’re not an experienced online gambler.

Luckily, you have us to show you the ropes. Here are some of the things you have to be aware of to gamble safely online.

Risk Associated with Sharing Financial Details

Sharing your credit card, debit card, or bank details with any online merchant carries some degree of risk. If that merchant is untrustworthy, you could find yourself in a world of trouble quickly.

Online Real Cash Games In India

You can immediately find out if a casino site is trustworthy by reading our reviews.

Take the time to look around, and you’ll see that we certainly don’t recommend every site we review, and we aren’t afraid to call out scam casino sites when we discover them.

Financial predators are everywhere online, and sadly the casino industry attracts its fair share of them. Stick with expert-recommended real money online casinos to avoid falling into their clutches.

Predatory Terms and Conditions

There are real money online casinos which aren’t direct scams in that there are real games to play and you can win actual money.

However, they can make it extremely difficult for you to get your money out when the time comes to do so, even if it’s technically possible. The idea is to make you give up and go away without collecting.

Usually, a site will state in its terms and conditions that withdrawals can be held for no reason, that the casino can drag its feet before paying, or that they can simply void winnings on a whim without justification.

Believe us; we’ve seen it all in our years of reviewing real money online casinos. This type of casino site preys on the fact that nobody takes the time to read endless pages of legal jargon before registering.

Once again, having experience in dealing with casinos online can solve this problem.

Our experts know exactly where to look in the terms and conditions, and our casino reviews show you all of the deposit and withdrawal methods and any good or bad sides to the terms and conditions of the sites we review. If a site is going to try to screw you, we’ll let you know.

Fixed or Pirated Games and Software

As you gain experience in playing at real money online casinos, you get to know more about the software companies that provide the games. In time, you’ll know instantly by looking at the range of games whether or not you can trust an online casino.

This can help you avoid the fixed games which are run by some rogue software companies in order to fleece you.

However, it takes a little bit of more time to get to know how to spot pirated versions of legitimate games.

By assessing a real money casino’s licenses and looking at some other factors, our experts can instantly tell if the games on a casino site are pirated. By playing the games and assessing them against the published return-to-player figures, we can quickly figure out if they’re fixed.

You probably don’t have the time to figure this all out for yourself, and by the time you realize the games are fixed, it will likely be too late.

Once again, that’s where we come in. It’s our job to figure this out, so you don’t have to.

The Legal Situation in Your Country

While online casino gambling is a global phenomenon, each country is still sovereign and has its laws and regulations. This can confuse the matter of whether or not it’s illegal to gamble online in some places.

You can check out our gambling laws page for the latest and most up-to-date information on the legality of gambling in your country.

You won’t only have to contend with the authorities if you get caught, but scam artists know you have no legal recourse when they hustle you out of your hard-earned cash.

After all, if gambling is illegal in your country, you can’t exactly go to the police and report that you lost money to a scam artist while gambling on the internet.

Keeping things legal is one of the keys to gambling safely online.

Online Casino Bonus Offers

There are a few different types of real money casino bonuses available to new and existing players. We have an entire page dedicated to explaining the differences between these bonuses. Check it out by clicking the button below:

There are pros and cons to taking casino bonuses. Let’s start off by looking at the reasons you might want to take them before turning our attention to why they might not be suitable for you as an individual player.

Whether casino bonuses are right for you depends on what your goals are.

The Positives

You Can Test the Waters Without Risk

It’s nice to be able to play the games available in an online casino and to be able to check it out in general without having to make a financial commitment.

While some bonuses do require you to deposit to activate them, there are many which don’t. These are known as no-deposit bonuses and are the ideal way to test an online casino without risking your own money.

Once you’re sure you can trust the casino site and have decided you would like to play the games, then you can start playing for real money.

Some Bonuses Can Increase Your Chances of Winning

In the casino bonuses and promotions page we linked to above, we explain the concept of wagering or rollover requirements. Bonuses which have these attached make it difficult (without serious luck) for you to withdraw the bonus amount and are designed to allow you to simply test the casino.

However, there are plenty of casino bonuses with no wagering requirements available online these days. If you take these, you’ll more than likely be required to make a deposit, but they increase your chances of winning by giving you free spins or free games with no strings attached.

They may only slightly increase your chances of winning, but hey, any increase in the chance of winning is always welcome.

The Negatives

You Can Become a Marketing Target

If the casino figures out that you are a bonus hunter or that you like a particular kind of bonus, they might decide to pitch you regularly.

This can be a good thing if you like taking these offers, but if you sign up at multiple casinos, take the bonus, and don’t play, you can expect your email inbox, and sometimes your cell phone, to be bombarded with offers. The more accounts you create, the more intense this will become.

Some unscrupulous casinos will sell your information on to other operators who will pitch you, too. This can become a serious annoyance, and so if you’re going to take bonuses with no intention of becoming a real money player, we suggest setting up an email address specifically for that purpose.

Most Bonuses Have Terms Which Favor the House

If a real money casino bonus has rollover or wagering terms, there’s a very little chance you’ll ever be able to withdraw it or anything you win while playing with it.

You have to remember that bonuses are a promotional and marketing tool. The casino doesn’t want to let you play with house money and walk away with the multimillion-dollar jackpot. They also don’t want you to take the free casino chips and walk away without playing. That wouldn’t be very good business, would it?

Rollover requirements are explained in greater detail on the casino bonuses page linked to above. Basically, they mean you have to bet the bonus cash a number of times before you can withdraw it. For example, if a bonus has 20x wagering requirements, then you need to bet the total amount 20 times before you can withdraw it or anything you win while using it.

Real Money Casino Apps

Mobile casinos have become a huge deal in the past several years. Real money casino apps and mobile casino sites can now boast that they serve the majority of players. This trend will undoubtedly continue for years to come, at least until something comes along to replace mobile devices (chips in the head, perhaps?).

We’ve written an entire page to help you decide which casino app is right for you. Check it by clicking the button below.

Online Casino Games for Real Money

New players are often bamboozled by the vast range of casino games on offer and how to play and win them.

We’ve created game-specific pages on each popular real money casino game to show you how to play, how to give yourself the best chance of winning, and what the rules of each game are.

Take the time to familiarize yourself with the games listed below. Click any of the buttons, and you’ll be transported to a wealth of information on that specific game.

We also cover a bit about each game in the “which casino game is right for you?” section below.

Playing Free Casino Games to Win Real Money

Is it possible to win real money playing free casino games? The short answer is no.

A casino is a business, and usually, it’s a very profitable one. You can’t expect a casino to let you play real money games and assume all of that risk without getting anything in return.

It’s true that some bonuses will allow you to play real money casino games for free. However, these bonuses will have terms and conditions which favor the casino and make it almost impossible for you to withdraw all that money. See the page about bonuses for further details.

We’re telling you straight that if anyone tells you that you can win real money without any risk, they’re lying to you. They might be scam artists waiting to empty your wallet, or they may have merely misunderstood a bonus offer they read about online. There is no such thing as a free lunch. That’s an old saying for a reason, primarily because it’s always correct!

With that said, it is possible to play free casino games to win things like virtual points and virtual money. These can be enjoyed at social casinos, and sometimes the points can be traded in for prizes. Just don’t expect to cash out real money jackpots, or you’ll be disappointed.

Which Casino Game Is Right for You?

There are lots of great online casino games to choose from. They may be digital variants, but they’re not that different from what you would find at a real Vegas casino, or a casino anywhere else, for that matter.

Let’s take a look at some of the most popular casino games you might be interested in playing. We’ll look at your chances of winning them, how fun they are, and some other things you might want to be aware of.

Hopefully, by the end of this section, you’ll have a better idea of which game you would like to play.

Please note that the “house edge” figures listed below can vary depending on how you play the game, the game variant, and the casino itself.

Baccarat

This is a fun card game with a simple objective – bet on either the player or the banker to get closest to nine, or bet on a tie between the player and banker. If you place a bet on the banker hand to get closest to nine and the banker does so, you win your bet for that hand.

It’s fast-paced, fun, and you just bet on the outcome, rather than actively participating.

• If you bet on the player, the house edge is 1.24%
• If you bet on the banker, the baccarat house edge is 1.06%
• If you bet on a tie, the house edge is 14.36%

Don’t bet on a tie! Also remember that if you bet on banker and win, the house can take a 5% commission.

Blackjack

This might be the most popular card game in the world. It’s a game with some degree of skill involved, and there are professional blackjack players out there. Entire movies and books have been made about this game.

The objective of blackjack is to get a hand totaling 21, or as close to it as possible without exceeding it. You play against the dealer, and whoever has 21 (or the highest hand not exceeding 21 in cases where neither has 21) after all the cards have been dealt wins.

Going by Vegas rules, the house edge is a tiny 0.28%. This will change if you play another variant of blackjack such as Atlantic City rules or Suit ‘Em Up.

The tiny house edge is what makes it possible for some people to make a living playing blackjack.

Keno

This is a fun lotto game, but it’s known for having the worst odds in the house. The objective is to pick between one and ten numbers from a pool of 80, and then wait for the draw.

The house edge in keno can be between 25% and 29%, depending on the variant and the casino itself. This game is okay for switching off and having a little fun, but it’s highly unlikely you’re going to win money playing keno, at least in the long run.

Roulette

This is one of the most fun casino games, period. The objective is to predict where a ball will land on a spinning wheel when it stops.

You can pick a color or a number between 1 and 36 (or the zero) if you want to make basic roulette bets. It’s also possible to select clusters of numbers, rows, or entire columns as you gain confidence and learn to understand the game.

• If you’re playing American Roulette (Double Zero), the house edge is 5.26%
• If you’re playing European Roulette (Single Zero), the house edge is 2.7%

You have a decent chance of winning roulette, but you are guaranteed to have a lot of fun whether you win or lose.

Video Poker

This is a machine-based game based on 5-hand poker. There are many different variants with different pay tables and slightly different rules, but the aim is always to make as valuable a hand as possible according to poker hand ranks. No matter the variant, a Royal Flush will always pay the most.

Covering some popular versions of video poker, you can expect the house edge to be:

• 0.46% when playing Jacks or Better with an optimal strategy.
• 0.71% when playing Deuces Wild with a perfect strategy. In this case, you as the player have the advantage.
• 0.64% when playing Joker Poker with perfect strategy. Once again, you have the advantage here.

If you are patient and want to make money playing casino games, video poker is your best bet. You’ll need to develop skill, though, and learn video poker strategy first.

Don’t expect to have the advantage when you’re new to video poker and don’t know what you’re doing. Even in these cases, though, the house edge is significantly lower than in most other casino games.

Video Slots

These are probably the most-played casino games online. There are tens of thousands of video slots ranging from simple 3-reel games with no features to 5-reel new slots with bonus rounds, free spins, and progressive jackpots.

They’re fun, highly entertaining, and if you’re lucky, you can win a fortune playing slots.

The house edge depends on the game in question. It can range from 2% to 15% – that’s no small difference! Knowing this, it pays to do your research on which slots have the best RTP.

A Quick Summary Before Moving On

Which casino game is best for you ultimately depends on your goals as an individual player.

If you want to real money playing casino games, then pick the games with the best odds and lowest house edge.

If you just want to have a little fun and relax, then any of the above games will do.

Choosing the Right Real Money Casino

If you already know what games you want to play, then it’s time to look at picking an online casino. If you’re new to playing casino games, there’s a lot more to this than you might initially think. As you’ll see, most of the top real money casinos have some things in common.

Consider the following factors before registering at any casino site.

1 – Reviews

Are there reliable, trustworthy casino reviews on the site? If so, what do the experts say?

It pays to pay attention to these reviews. If a casino expert says a site sucks, there’s a great chance you’ll want to avoid it.

If you were looking for a new car, you would probably talk to someone who knows a thing or two about cars before making a decision, or at least read a few reviews on various models, wouldn’t you? The same should go for choosing an online casino. There’s more to it than you might think, and reading a review can be a great way to get all the information in one place.

Be suspicious of reviews which are overly positive, though. Sometimes there’s an agenda at play. If a review site gives a real money online casino a glowing review, check out some of the other reviews, too.

If they’re all overly positive, that could be a warning sign. If the reviewers throw some terrible casinos under the bus, you’re probably dealing with an honest casino review site.

2 – Legality

Is this casino operating legally with a valid gaming license?

If so, what jurisdiction is the license from? Believe us when we tell you that not all casino licenses are equal. UK, Malta, Alderney, Gibraltar, Curacao, and Puerto Rico licenses are all respected and are good indicators that a real money casino can be trusted. Others, we don’t have that much faith in.

Also, make sure the casino isn’t accepting players from your country even if it’s illegal to do so. If they’re willing to break the law, what makes you think they’re going to be honest with you?

3 – Safety

A valid license is one way to make sure you’re dealing with the safest real money casinos.

There’s more to it than that, though. We advise checking that the website is operating on a secure, encrypted connection. You can do so by looking at the web address. If you see HTTPS:// in front of the domain, you’re dealing with a secure casino. If it’s just HTTP:// (no “S”), then the connection might not be protected.

Also look for published game payouts verified by third parties. This is a hugely positive sign, and it means that it’s highly likely this is a safe casino site. If the games are verified by eCOGRA, you’re in safe hands.

4 – Preferences

It would be a shame to go through the registration process only to find out the casino doesn’t offer the types of games you want to play or doesn’t offer very many of them.

Make sure the exact games you want to play are offered, make sure the casino accepts the types of bet you want to make regarding size, and check which betting services are provided. For example, some casinos also offer Texas Hold’em poker tournaments or sports betting as additional services, whereas others don’t.

We would also suggest taking some time to familiarize yourself with the site. If you like how it “feels,” that’s a great sign. A user-friendly website likely means the operator actually cares about its players and has invested time in figuring out what makes you happy. That’s likely to show across the casino as a whole.

5 – Bonuses

First, you’ll need to figure out if the online casino offers real money bonuses at all. Most do, but some don’t.

After that, you’ll need to look into exactly what types of bonuses are offered and their terms and conditions.

Don’t just look at the welcome offers, which are always emphasized to attract new players. Look at the ongoing weekly and monthly offers, too. These will give you an insight into what kind of casino you’re dealing with.

Also look at the terms and conditions of any bonus offers. Pay attention to minimum deposits and wagering/rollover requirements. If they’re excessive (40x or more), think twice about taking the offer.

If you like playing slots on weekends, it makes sense to find a casino which offers free spins on weekends, doesn’t it?

6 – Service

Everybody likes to feel like they matter, casino players included. It’s essential that a casino has top-notch customer service if you’re going to enjoy your experience playing there.

Check the number of customer service options available. Email and live chat are a necessity, but if a real money casino also offers telephone support, that’s an excellent sign.

Don’t be afraid to test the customer service if you wish. Ask a question or two. You’ll soon see how fast the responses are and how helpful (or unhelpful) the customer service agents are.

You know that old saying that goes “When someone shows you who they are, believe them”? That applies here. If an agent is slow to respond, avoids answering questions directly, or acts in an unhelpful manner, move on.

7 – Banking

You wouldn’t believe how many people register at online casinos for real money without considering the most important thing of all – withdrawing your money!

Most casinos will make it as easy as pie for you to deposit, but only the best real money online casinos make it as easy for you to withdraw.

Look for a roughly equal number of deposit and withdrawal methods, low (or no) fees, and fast withdrawals.

The last thing you want is to be sitting around waiting for weeks to get your money, or worse, never getting it at all!

Feeling Overwhelmed? Don’t Worry!

If all of this makes your head spin and you wonder how on earth you’re going to go about finding all of this information out, don’t worry; we have plenty of top casino reviews where you can find the information all in one place.

We don’t want you to think that all real money casino sites are scams out to get you. There are lots of world-class online casinos worth playing at. It’s just that you have to wade through a fair deal of not-so-great ones to find them.

Our job is to make that as easy as possible for you. If you see a casino on this site that you like the look of, there will be a full, in-depth review attached.

Other Real Money Sites to Consider

While playing at real money casinos is arguably the most fun way to gamble, there are other ways to have fun gambling and hopefully make a little money in the process.

Betting on sports, playing poker, playing bingo or lotto games, and even betting on financial markets are all possible thanks to the global connectivity the web facilitates.

Why not check out some of the other options? We have sections dedicated to each form of gambling. If you want to know more, click any of the buttons below.

Real Money Online Casinos FAQ

Q. Will I need casino bonus codes to claim the bonuses offered by online casinos?

A. In most cases, you won’t need a casino bonus code, but where one is required, the casino will make it abundantly clear before you register.

Sometimes casinos run temporary promotions which do require bonus codes. In these cases, the codes are often emailed directly to you or are listed in the terms and conditions of the offer. If in doubt, ask the customer service agents.

Q. Do real people win the slots jackpots, or are they fixed?

A. Real people most definitely win slots jackpots from time to time. Big slots software companies like NetEnt, Microgaming, and IGT are independently audited, and random number generators control the games. There is no possible way that these games could be fixed.

It’s unlikely that you’ll become a millionaire playing slots, but you never know! Many more people win hundreds or thousands, and you never hear about them. This is a far more likely outcome.

Q. Is it illegal to gamble online as an American player?

A. This is somewhat of a grey area. The relevant regulations (UIGEA – 2006) make it illegal for financial institutions to facilitate real money gambling online, or for casinos to accept deposits from US-based players.

That does not make it illegal for you to gamble online. There are still many casinos which do accept deposits from US players.

Don’t worry; nobody wearing a S.W.A.T. vest with a machine gun is going to come through your door and shoot your dog before arresting you just because you played a little blackjack online.

Q. Are there any real money casinos which accept Bitcoin?

A. There are indeed. In fact, the number of casinos accepting Bitcoin is growing by the day. You could say Bitcoin is trending in the online casino world. It’s becoming a hugely popular way to make deposits and withdrawals quickly and safely.

If you’re looking for a Bitcoin casino, we have reviews on several. Feel free to check out our real money Bitcoin gambling sites page.

Q. What’s the number-one sign that a casino is a scam site?

A. Having no valid gaming license is a big warning sign. Having had a permit in the past, but having had it stripped for some reason is even worse.

We don’t recommend casinos to you which don’t have valid and legal gaming licenses. Without them, it’s the Wild Wild West, and casino operators can do whatever they want without fear of repercussions.

Did you know that forty-five states in America have a lottery system? The only states that do not have a lottery are Utah, Hawaii, Nevada, Alabama, and Alaska.

Utah and Alabama have religious reasons to oppose a lottery, and those religious beliefs have carried over to the state government level. Alaska does not have a lottery because it does not need the tax income.

Hawaii and Nevada are two sides of the same coin. They do not have a lottery because they do not want it to detract from other revenue sources. Nevada’s casinos do not want to compete with a state lottery program, and neither do Hawaii’s tourism industries.

I never used to play lottery games because I grew up in Utah, where it was not allowed. Once I moved to one of the states with a lottery program, I remember being very excited about buying my first ever lottery ticket. To be honest, I did not really know what I was doing. If I remember correctly, I thought that I was buying an instant win ticket, but I ended up buying a Powerball ticket instead.

When I got home with my lottery ticket, I realized that I could not find out if I had won until after the drawing had taken place. I set it aside and forgot about it for at least a month. The next time I saw the ticket, I went online to see if I had won. Unfortunately, my ticket was not a winner, but I still kept the ticket itself as a way to remember some of my first experiences in my new state.

Fortunately, in today’s world, you can play lottery games online, no matter where you live. Even if you happen to live in one of the five states that do not have a state lottery, you can still play lottery games at your favorite online casinos. However, the only kinds of lottery games that are available online are scratch-off tickets.

There are hundreds of real money scratch card games online that you can play at any one of your favorite online casinos. Most casinos add new scratch games on a regular basis. That means that you have a lot of variety to choose from, which is great because you can simply try a new game if you ever get bored with one that you are playing.

However, it also makes it challenging to know which ones are worth your time or not. That is where I come in. To help you choose a few real money scratch card games that you might want to play, I have compiled this list of five popular online scratch offs that are getting the most attention in 2020.

All of these games are exciting, and they give you a good chance of becoming an instant winner. Best of all, they are available everywhere, no matter where you live. But before we jump into the 5 Best Real Money Scratch Offs, let’s take a look at how real money online scratch card games work in the first place.

How Do Online Scratch Cards Work?

I am not going to insult your intelligence by assuming that you do not know how instant-win scratch-off tickets work. All you need to do is grab a quarter to scratch off the paint and see what amount you won. But how does that work on the computer? The good news is that it is even simpler.

That is a really good way to ruin your expensive device, and it would not work anyway. Instead of physically scratching the card, when you play online, you simply use the mouse to click on the window that you want to reveal.

Some people are really superstitious when it comes to playing scratch offs online for real money. They like to reveal one section at a time or use a technique like scratching every other window before they scratch all of them. Computerized versions allow those people to continue using their superstitions because they can still click on whichever icon they want to, in whichever order they prefer.

The best games even have a simulated hand that will replicate the image of a quarter scratching of the symbol for you. So, you can still experience the same amount of excitement building as the numbers begin to appear. Online casinos have really found incredible ways to make players feel like they are experiencing the same thing that they would find in the real world.

Playing real money online scratch off games is as simple as playing the scratch off games that you would buy in the grocery store. The best part is that they give you a chance to know almost instantly whether you have won or not. Now that you know what to expect from online scratch games let’s take a look at some of the popular real money scratch games that are available online this year.

Game #1- Lucky Numbers

Lucky numbers is an online scratch card game that is straightforward and simple. It does not have a particularly exciting theme like some of the other games on this list. Instead, it is modestly decorated with symbols of good luck. Like most real money scratch offs online, you click on the panels to find the hidden icons underneath, and you win if you get three matching symbols.

You might be thinking that this game does not have anything to make it particularly special, but you would be wrong. The best part of this game is the fact that you can earn multipliers that increase your winnings up to five times as much as you would win otherwise. It also gives you two chances to win on every single card that you play.

The return to player percentage on this game is the highest that Microgaming software offers. More than 96.5% of the money that gets spent on this scratch card gets returned to players in the form of winnings.

Best Online Real Cash Games

You have to remember that the return to player percentage gets calculated based on all players at all times, so this does not mean that you will get 96% of your money back. But it does mean that you have decent odds of winning, especially if you play a few rounds.

While lucky numbers is not the best game in terms of theme or graphics, it is the best game from this company in terms of payout percentage. Considering that most of us care more about our odds of winning than the theme of the game, it is easy to see why lucky numbers is such a popular online scratch card game.

Game #2- Wish Upon a Jackpot

If you are looking for a game that is a little more exciting in terms of theme and gameplay, check out the wish upon a jackpot scratch card game. This fantastic game is fairytale-themed, and it comes complete with a fairy godmother, a runaway gingerbread man, and you cannot forget about Puss and Boots.

I like this scratch card game because it gives you a lot of options. Before you begin playing, you can choose how many panels you want to play and how much you want your stake to be. The potential jackpot amount will depend on how much you stake and how many windows you play. Keep in mind that you will pay the stake for each panel, so if you play ten cents on ten windows, you will be betting a dollar on each round.

Another thing that I like about the wish upon a jackpot game is that it is a little different from other online real money scratch offs. The winning symbol will be displayed in the middle of your screen, and you only need one match to win. Most games make you find at least three of the same symbol to win.

Furthermore, wish upon a jackpot has bonus rounds that you can play to increase your winnings. If you get three bonus tiles, you get to play the Jack and the Beanstalk bonus round. To play, you select magic beans that will help Jack get to the top of the beanstalk. Each bean adds to your winnings, and when you get to the top, you get to choose a golden goose egg that multiplies your earnings from the bonus round. There are several other bonus round options available as well.

Wish upon a jackpot has a 93% return to player percentage. That is not nearly as high as the lucky numbers game, but it still gives players a decent chance of winning in the long run. The fun themes and characters, as well as the bonus rounds, make this game worth playing, despite the fact that it has a lower return to player percentage. It is a fun and unique game that you will enjoy playing because it is different from many other real money scratch cards.

Game #3- Merlin’s Millions

A game that offers the best of both worlds is Merlin’s millions. It has the simplicity and high return to player percentage of lucky numbers, plus the fun theme and graphics that wish upon a jackpot offers. This game appeals to people who like simplicity, and people who want fascinating motifs at the same time.

Merlin’s millions is based on the wizard that was King Arthur’s sidekick and friend, so it has a medieval theme for all of its symbols. There are eight symbols that appear on the cards. You have to match three of each symbol to win, and they each have a different payout amount. If you are lucky enough to find three images of Merlin himself, you will be reward with 1,000 times your stake. The magical orb symbol is the hardest to find, but if you can match three orbs, you will get to play mini-games with guaranteed winnings.

The best part about the Merlin’s millions game is that it offers a high return to player percentage of 95.17%. It provides enormous jackpot amounts of up to £250,000, but you can play with as little as three cents per round. Overall, it is a fantastic game that offers a simple game experience with excellent graphics and a high return to player percentage.

Game #4- Whack-a-Jackpot

Are you ready to be taken back to the days of hanging out at your favorite arcade? Then, whack-a-jackpot is the game for you. I have to admit that I have been to arcades far more recently than the average adult because I have nephews who love to ask me to take them to the arcade. While my nephews play skeeball and Pac-man, I always head to whack-a-mole to let out some stress by hitting moles with as much intensity as possible.

Whack-a-jackpot probably does not have the same soothing effects as actual whack-a-mole, but that is okay because you will not be stressed when you win!

This game has a high return to player percentage of 96.30%, so your odds of winning, in the long run, are pretty good.

This scratch card game is different from a lot of games because there is a “three strikes your out” rule. You will whack the moles on the head by clicking them with your mouse. Most of the moles will reveal a multiplier amount. If you get three of the same multiplier amount, you win.

However, some of the moles do not have any multipliers. When you click on an empty mole, it counts as a strike against you. If you happen to hit a mole after it starts going back into its hole, then that counts as a strike as well. Getting three strikes before three matching multipliers will end the game, and you lose.

Free Games Online For Cash

Overall, whack-a-jackpot is a fun game that brings back the nostalgia of those days in the arcade. It also has a high return to player percentage and high potential jackpots. I admit that it is not as fun to me as the original version, but you cannot win thousands of dollars when you play in an arcade. So, I will accept the tradeoff of less fun for more potential winnings.

Game #5- Witch Pickings

The last game that I want to recommend is called witch pickings. It is an excellent online scratch card game with beautiful graphics. Overall, the game is simple and straightforward. There is not a lot of features that make it stand out in terms of gameplay, but the graphics are vibrant and fun. All of the animated symbols are beautiful and realistic. In the background, you get to see a sprawling hill that leads up to the witches’ castle.

There are three witches, along with their potion bottle, castle, and a pot of gold that are the symbols on the game. You have to match three of each symbol to win. Each of the witches has its own multiplier amount, including ten, fifty, and one hundred times your stale. Their crystal ball multiplies your stake by 5,000 to earn an incredible payout. If you are lucky enough to get three of each of the witches, meaning that the witches would fill your entire card, you can activate a bonus game.

Witch pickings is a perfect example of everything that an online scratch card game should be. It is straightforward, and it does not have a lot of bells and whistles. But the graphics are beautiful, and the game is well done. Best of all, the return to player percentage is 95.93%. If you just want a simple game that you can play for a few minutes, this is the perfect game to pass the time and maybe win some money while you are at it.

Conclusion

It is easy to see why all of these online real money scratch cards are so popular. They are easy to play, have low stakes, and if you win, you will know it instantaneously.

All of these games have return to player percentages that are between 93-96%, so they are all games that offer players a decent chance to win.

But it is essential to keep your expectations in check. If you are expecting online real money scratch off games to keep you entertained for hours as slot machines do, you are probably going to be disappointed. You can enjoy a variety of games, but after a little while, you are probably going to get bored of simply clicking your mouse to see which numbers or symbols appear.

Instead of expecting real money scratch off games online to entertain you for hours, I recommend incorporating them into your gambling routine the same way that you would with in-person lottery tickets. When I get done with a gambling session, I will play a couple of real money online scratch offs before I log out of my account. I use the same mentality as if I were picking up some real money scratch cards whenever I go to the grocery store. Scratch games are not something that I spend a lot of my gambling budget on, but they are fun to enjoy everyone once in a while.

Some of you may like to play online real money scratch card games when you begin to run out of money. Any time you have a dollar or two left in your account, that is an excellent time to play an online scratch card game because they have low stakes, and they do not require a lot of effort. There may be some people who intentionally create online casino accounts to play scratch card games online for real money, but I think that they are more like an afterthought for most of us.

Real money scratch cards online are fun to enjoy every once in a while, but you should not play so much that you start to get bored with the game. Incorporating them into your gambling routine on a regular basis is a fantastic way to incorporate these fun games, without going overboard.

Think of it the same way that you would be buying regular scratch card tickets from your local lottery. Most likely, you grab a lottery ticket every time you go to the grocery store or gas station, but it is not something that you do every day. That is how it should be with online scratch card games as well. Any of these games that I mentioned here are perfect for incorporating whenever you want a fun distraction for a few minutes at a time.